
South Africa possess 3 different airline branded credit cards, Kulula, South African Airwarys and Virgin Money. Not only do these credit cards allow you a certain financial independence, you are able to earn airmiles, and frequent flyer miles.
You earn airmiles when making purchases using your relevant airline branded credit card. These airmiles are rewarded on a point system, earning more points for the bigger your expenditure. In return you are able to use these airmiles to purchase international and domestic flight tickets with your sponsored credit card. On top of the airmiles you have the opportunity to earn frequent flyer miles which are points added to your total when ever your purchase a ticket with that particular airline.
Airline branded credit cards are a fantastic way to utilise credit cards to your advantage. These credit cards are particular useful for those who travel a lot for work and personal reasons, saving you and your company a lot each year.
Be sure to compare the credit cards offered by these airlines, make sure to take into account fees, interest rates, miles earned and consider which airline travels to destinations of particular interest to you.
| Credit
Card |
Suitable
Income |
Initial
Fee |
Fee |
Interest
Free Period |
Interest
on Debit |
Rewards (T&C apply) |
| Kulula | R80000+ p/a | R120.00 | R300.00 p/a | 55 days | 15.5% + |
Kulula
Moola |
| Virgin Money | R5000+ p/m | U/A | N/A | 25 days | 15.5% + | Travel Insurance |
| SAA Voyager Classic | R36000+ p/a | N/A | R300 p/a | 55 days | 20.15% | Multiple |
| SAA Voyager Gold | R120000 + p/a | N/A | R550 p/a | 55 days | 19.9% | Multiple |
| SAA Voyager Premium | R300000 + p/a | N/A | R1650.00 p/a | 55 days | 14.25% | Multiple |
p/a- per annum
N/A- Not Applicable
U/A- Information Unavailable
p/m- per month